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Indianapolis Bicycle Accident Lawyers

Trial-Ready Attorneys Fighting for Injured Cyclists, Not a Settlement Mill

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Bicycle Accidents

The Dangerous Reality of Cycling in Indianapolis

Indianapolis cyclists face serious dangers every time they hit the road. According to the Indiana Criminal Justice Institute, Marion County recorded 109 cyclists involved in accidents with motor vehicles in a recent year, leading to 69 injuries and six fatalities. These aren't just statistics; they represent real people whose lives were changed forever by drivers who failed to share the road safely.

Indianapolis's Most Dangerous Areas for Cyclists

Our investigation of local accident reports reveals specific locations where bicycle accidents occur most frequently:

High-risk intersections:

  • Meridian Street & 38th Street — multiple cyclist injuries from left-turn crashes.
  • Keystone Avenue corridor — high-speed traffic with inadequate bike infrastructure.
  • College Avenue near Broad Ripple — tourist traffic mixing with recreational cyclists.
  • East Washington Street Corridor — commercial trucks and distracted drivers.
  • Fall Creek Parkway — limited visibility and aggressive driving patterns.

Dangerous cycling areas:

  • Downtown Indianapolis during rush hour traffic
  • Monon Trail road crossings with poor sight lines
  • Fountain Square area with heavy pedestrian and vehicle traffic
  • Irvington neighborhood streets without bike lanes
  • Meridian-Kessler area, where residential streets meet arterial roads

The reality is that these dangerous conditions exist because city planning hasn't caught up with Indianapolis's growing cycling community. When infrastructure failures lead to serious injuries, someone needs to be held accountable.

Types of Bicycle Accidents We Handle

Motor Vehicle Collisions

Left-turn crashes are the most common type of bicycle accident. Drivers making left turns often fail to see oncoming cyclists or misjudge their speed, leading to devastating T-bone collisions.

Right-hook accidents occur when drivers pass cyclists and then immediately turn right, cutting them off or striking them during the turn.

Rear-end collisions happen when distracted drivers don't notice cyclists ahead of them, often causing catastrophic injuries due to speed differences.

Hit-and-Run Accidents

Indianapolis sees too many cyclists struck by drivers who flee the scene. These cases require immediate investigation to identify the responsible vehicle through:

  • Traffic camera analysis
  • Paint transfer examination
  • Vehicle debris collection
  • Witness interviews
  • Surveillance footage from nearby businesses

Dooring Accidents

Car doors opening into bike lanes cause serious accidents, especially in downtown Indianapolis. These cases often involve:

  • Inadequate checking by drivers and passengers
  • Poorly designed parking spaces next to bike lanes
  • Tourist areas where visitors don't expect cyclists

Commercial Vehicle Accidents

Trucks and delivery vehicles pose significant dangers to cyclists due to their large blind spots and tight turning radius. We've handled cases involving:

  • Amazon and FedEx delivery trucks striking cyclists
  • Construction vehicles in work zones
  • City buses failing to yield right-of-way
  • Commercial trucks making wide turns

E-Bike and Electric Scooter Accidents

Electric bicycles and scooters are increasingly common in Indianapolis, but many drivers don't understand their capabilities or legal status. We handle accidents involving:

  • E-bikes traveling at higher speeds than expected
  • Electric scooter riders struck in bike lanes
  • Confusion about where e-bikes can legally operate

Common Bicycle Accident Injuries We Handle

Bicycle accidents often result in catastrophic injuries because cyclists have no protection against 2,000-pound vehicles traveling at high speeds. The medical costs alone can devastate families, and that doesn't include lost wages, ongoing treatment, or the impact on your quality of life.

Traumatic Brain Injuries and Head Trauma

Even cyclists wearing helmets can suffer serious brain injuries when struck by vehicles. We handle cases involving:

  • Traumatic brain injury (TBI) with cognitive impairment
  • Concussions causing memory problems and headaches
  • Skull fractures requiring surgical intervention
  • Facial lacerations and reconstructive surgery needs
  • Post-concussion syndrome affecting work capacity

Spinal Cord and Back Injuries

The force of bicycle-vehicle collisions frequently damages the spine and surrounding structures:

  • Spinal cord damage leading to paralysis (paraplegia or quadriplegia)
  • Herniated discs requiring fusion surgery
  • Whiplash and cervical spine injuries
  • Nerve damage and radiculopathy causing chronic pain
  • Compression fractures in the vertebrae

Orthopedic Injuries and Fractures

Cyclists often suffer multiple fractures when thrown from their bikes or crushed under vehicles:

  • Wrist and collarbone fractures from impact with pavement
  • Pelvic fractures requiring extensive rehabilitation
  • Leg and ankle fractures preventing return to work
  • Dislocated joints needing surgical repair
  • Ligament tears (ACL, meniscus) requiring reconstruction

Severe Soft Tissue Damage

Road rash and skin injuries can be more serious than they appear initially:

  • Degloving injuries requiring skin grafts
  • Deep lacerations exposing bone and muscle
  • Road rash causing permanent scarring and disfigurement
  • Abrasions leading to infection and complications
  • Contusions and internal bleeding

Internal and Organ Damage

High-impact crashes can cause life-threatening internal injuries:

  • Rib fractures puncturing lungs or organs
  • Internal bleeding requiring emergency surgery
  • Organ damage to the liver, spleen, or kidneys
  • Abdominal injuries from handlebar impact

What to Do Immediately After a Bicycle Accident in Indianapolis

The actions you take in the first hours after a bicycle accident can make or break your legal case. Insurance companies deploy investigators immediately to minimize their liability, so you need to protect your rights from the start.

At the Accident Scene

  1. Call 911 immediately: You need police documentation and medical evaluation, even if injuries seem minor.
  2. Don't admit fault: Avoid saying "I'm sorry" or speculating about what happened.
  3. Document everything: Take photos of your bike, the vehicle, road conditions, and visible injuries.
  4. Get witness information: Collect names and phone numbers of anyone who saw the crash.
  5. Note road conditions: Weather, visibility, traffic signals, road defects, or construction zones.

After Medical Treatment

  1. Keep all medical records: Every visit, test, prescription, and treatment recommendation.
  2. Track your symptoms: Daily notes about pain, limitations, and how injuries affect your life.
  3. Don't give recorded statements: To anyone without an attorney present.
  4. Preserve evidence: Save your damaged helmet, clothing, and bicycle as evidence.
  5. Contact CohenMalad immediately: Time limits exist for preserving evidence and filing claims.

What Insurance Companies Don't Want You to Know

Indiana follows a comparative fault rule, meaning your compensation can be reduced if you're partially at fault for the accident. Insurance adjusters will try to blame you for not being visible enough, not following traffic laws, or riding unsafely. This is exactly why you need an attorney who knows how to fight these tactics.

Compensation Available for Indianapolis Bicycle Accident Victims

Every bicycle accident case is different, but certain types of compensation are available to injured cyclists who can prove that another party's negligence caused their crash.

Economic Damages (Quantifiable Financial Losses)

Medical expenses: All costs related to treating your injuries, including:

  • Emergency room treatment and hospitalization
  • Surgery and specialist consultations
  • Physical therapy and rehabilitation
  • Prescription medications and medical devices
  • Future medical care needs and ongoing treatment
  • Mental health counseling for trauma recovery

Lost wages and income: Compensation for income lost due to your injuries:

  • Time missed from work during recovery
  • Reduced earning capacity from permanent disabilities
  • Lost business income for self-employed cyclists
  • Value of sick leave and vacation time used
  • Future income losses if you can't return to your previous job

Property damage: Recovery for damaged or destroyed property:

  • Bicycle repair or replacement costs
  • Damaged safety equipment (helmet, clothing)
  • Personal items destroyed in the crash (phone, glasses)

Non-Economic Damages (Impact on Your Life)

Pain and suffering: Compensation for physical pain and emotional distress:

  • Ongoing pain from injuries and surgical procedures
  • Emotional trauma from the accident experience
  • Anxiety and PTSD affecting daily activities
  • Depression from lifestyle changes and limitations
  • Loss of enjoyment of cycling and other activities

Disfigurement and scarring: Many bicycle accidents leave permanent scars:

  • Facial scarring affecting appearance and self-esteem
  • Scarring on arms and legs from road rash
  • Surgical scars from reconstructive procedures
  • Impact on personal and career relationships

Loss of consortium: For married cyclists, compensation for impact on relationships:

  • Loss of companionship and affection
  • Impact on intimate relationships
  • Reduced ability to participate in family activities

Punitive Damages (When Drivers Show Extreme Recklessness)

Indiana allows punitive damages when defendants show gross negligence or intentional misconduct:

  • Drunk drivers who strike cyclists
  • Drivers who intentionally harm cyclists (road rage incidents)
  • Commercial drivers operating vehicles unsafely
  • Repeat offenders with multiple violations

Indiana's Laws Affecting Bicycle Accident Claims

Two-Year Statute of Limitations

You have exactly two years from the date of your bicycle accident to file a lawsuit in Indiana. Missing this deadline means losing your right to compensation forever, regardless of how strong your case might be.

The discovery rule may extend your deadline in rare cases where injuries weren't immediately apparent, but you can't count on this exception. Call us immediately to protect your rights.

Comparative Fault Rule

Indiana follows a modified comparative fault system under Indiana Code 34-51-2-7. Your compensation can be reduced by your percentage of fault, but you can still recover damages as long as you're less than 51% responsible for the accident.

Insurance companies abuse this rule by trying to blame cyclists for:

  • Not wearing bright enough clothing
  • Riding too close to the curb or too far into traffic
  • Not using lights during dawn or dusk
  • Failing to signal turns or stops

We know how to fight these victim-blaming tactics and prove the driver's negligence caused your injuries.

Uninsured and Underinsured Motorist Coverage

Many Indianapolis drivers carry minimum insurance coverage that won't adequately compensate seriously injured cyclists. Your own auto insurance may provide additional coverage through:

  • Uninsured motorist coverage for hit-and-run accidents
  • Underinsured motorist coverage when at-fault drivers don't have enough insurance
  • Medical payments coverage for immediate medical expenses

We help you identify all available insurance coverage to maximize your recovery.

Indiana's Bicycle Laws

Cyclists have the same rights and responsibilities as vehicle drivers under Indiana law, but specific rules apply:

  • Bicycles must ride as far right as practicable when moving slower than traffic.
  • Cyclists can take the full lane when necessary for safety.
  • Electric bicycles are legal on roads and bike paths with specific power limitations.
  • Drivers must maintain a distance of at least 3 feet when passing cyclists.

We use violations of these laws to prove driver negligence and strengthen your case.

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Speak to a Lawyer About Your Injuries

Time is of the essence after a bicycle accident. Contact CohenMalad, LLP today to schedule a free consultation and start building your case.

Meet Our Indianapolis Personal Injury Team

CohenMalad, LLP has spent over 55 years building a reputation for taking on insurance companies and winning. Our bicycle accident attorneys have fought some of the largest insurance carriers in Indiana, securing millions in compensation for clients injured by negligent drivers.

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Frequently Asked Questions About Indianapolis Bicycle Accidents

  • Can I still recover compensation if I wasn't wearing a helmet?

    Yes. Indiana law doesn't require adult cyclists to wear helmets, so not wearing one doesn't prevent you from recovering damages. However, insurance companies will argue that helmet use could have prevented or reduced your head injuries.

    We counter these arguments by showing that:

    • Helmets don't prevent many types of serious injuries (spinal cord, internal organs, fractures).
    • The driver's negligence, not your helmet choice, caused the accident.
    • Helmet effectiveness has limits, especially in high-speed crashes.
    • Victim-blaming tactics don't change who's legally responsible for the accident.
  • What if the driver claims they never saw me?

    "I didn't see the cyclist" is not a legal defense. Drivers have a duty to maintain a proper lookout and see what they should reasonably see. We prove negligence by showing:

    • The cyclist was visible and following traffic laws.
    • The driver was distracted, speeding, or driving carelessly.
    • Weather and lighting conditions allowed adequate visibility.
    • The driver failed to check blind spots or look carefully before turning.

    Common driver behaviors that cause "didn't see" accidents include:

    • Texting or talking on cell phones
    • Adjusting the radio, GPS, or climate controls
    • Eating or drinking while driving
    • Talking to passengers instead of watching the road
    • Driving too fast for conditions
  • How long will my bicycle accident case take?

    Most bicycle accident cases resolve within 18 to 36 months, but the timeline depends on several factors:

    • Severity of your injuries and length of treatment;
    • Whether liability is disputed by the insurance company;
    • Amount of available insurance coverage;
    • Willingness of the insurance company to make fair settlement offers.

    Cases involving catastrophic injuries may take longer because we won't settle until we understand the full extent of your future medical needs and disabilities.

  • What if I was partially at fault for the accident?

    You can still recover damages as long as you're less than 51% responsible for the accident under Indiana's comparative fault rule. Your compensation will be reduced by the percentage of fault you bear.

    Insurance companies routinely try to shift blame to cyclists by claiming:

    • You were riding unsafely or too fast
    • You weren't visible enough to drivers
    • You failed to follow traffic laws
    • You could have avoided the accident

    We fight these victim-blaming tactics by proving the driver's negligence was the primary cause of your injuries.

  • Will my case cost me anything up front?

    No. We handle all bicycle accident cases on a contingency fee basis, which means you pay no attorneys' fees unless we recover money for your case. We also advance all case expenses, so you're not out-of-pocket for filing fees, medical record requests, or expert witness costs.

    Our goal is to ensure you get justice without adding financial stress to an already difficult situation. You've been harmed enough; we won't make it worse by demanding money up front.

  • What if the driver doesn't have insurance?

    Uninsured drivers are unfortunately common in Indianapolis. If you're hit by an uninsured driver, you may still recover compensation through:

    • Your own uninsured motorist coverage
    • Underinsured motorist coverage if the driver has minimal insurance
    • Claims against other potentially responsible parties (employers, vehicle owners)
    • Asset recovery directly from the at-fault driver

    We investigate all possible sources of compensation to ensure you're not left holding the bill for someone else's negligence.

  • Can I handle my bicycle accident case without an attorney?

    Insurance companies count on injured cyclists trying to handle cases themselves because they know unrepresented claimants typically accept much smaller settlements.

    The insurance adjuster is not your friend. They're trained to:

    • Get you to accept blame for the accident
    • Minimize the severity of your injuries
    • Rush you into settling before you understand the full extent of your damages
    • Use your own words against you to reduce their liability

    Studies show that injured parties recover significantly more money when represented by experienced attorneys, even after paying legal fees. Don't let the insurance company take advantage of your situation.

Contact CohenMalad for Your Free Bicycle Accident Consultation

Don't let insurance companies minimize your bicycle accident claim. If you've been injured by a negligent driver in Indianapolis, you need attorneys who will fight for the compensation you deserve.

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